Privacy Policy

GRAMZ
Last Updated: March 08, 2026

This Privacy Policy explains how GRAMZ collects, uses, protects, and handles information when users access or use the GRAMZ mobile application, website, and related digital services.

GRAMZ is a phygital investment platform that allows users to invest in precious assets such as gold and silver through a digital experience connected to real physical ownership.

1. Scope of This Policy

This Privacy Policy applies to the GRAMZ mobile application, website, and any related services, features, digital tools, or customer support channels provided by GRAMZ.

2. Purpose of the Application

GRAMZ is designed to provide users with a secure and flexible digital experience for exploring, buying, managing, storing, and requesting delivery of precious metal assets, where such services are available.

3. Intended Users

The App is intended for individuals who are legally eligible to use investment, ownership, and precious metals-related services in their jurisdiction.

Users must provide accurate information and comply with all applicable laws, regulations, verification requirements, and platform terms.

4. Information We May Collect

Depending on the services used, GRAMZ may collect or process the following types of information:

  • Full name
  • Email address
  • Mobile number
  • Account login details
  • Identity verification information, where required
  • Transaction and order information
  • Payment-related information
  • Delivery or storage preference information
  • Customer support messages
  • Technical and device information

5. Account Registration and Verification

To access certain features, users may be required to create an account and provide information necessary for identity verification, account security, fraud prevention, regulatory compliance, and service eligibility.

6. Transaction and Investment Information

GRAMZ may process transaction-related information, including asset type, quantity, price, order status, storage status, delivery requests, payment status, and related records required to provide the service and maintain accurate ownership records.

7. Payment Information

Payment processing may be handled by trusted third-party payment service providers. GRAMZ does not sell payment data and does not use payment information for unrelated advertising purposes.

8. Device and Technical Information

For security, performance, troubleshooting, and service improvement, the App may collect limited technical information, such as:

  • Device type
  • Operating system version
  • Application version
  • IP address or network-related information
  • Error logs or crash reports
  • Usage activity within the App

9. App Permissions

The App may request certain device permissions only when required for specific functionality, such as uploading documents, receiving notifications, improving security, or supporting customer service.

Permissions are used only for their stated purpose and not for unrelated profiling or advertising.

10. How We Use Information

GRAMZ may use collected information to:

  • Create and manage user accounts
  • Verify user identity, where required
  • Process purchases, sales, storage, and delivery requests
  • Maintain accurate ownership and transaction records
  • Provide customer support
  • Send service updates and important notifications
  • Improve App performance and user experience
  • Protect users, systems, and transactions from fraud or misuse
  • Comply with legal, regulatory, and compliance obligations

11. Data Sharing

GRAMZ does not sell or rent users' personal data.

Information may be shared only where necessary with authorized internal teams, technology providers, payment providers, verification providers, storage or delivery partners, customer support providers, legal advisors, or regulatory authorities where required by law.

12. Third-Party Services

GRAMZ may rely on trusted third-party services for hosting, analytics, payment processing, identity verification, notifications, crash reporting, infrastructure, and technical support.

Such third parties are expected to process information only as required to support the App and related services.

13. Data Security

GRAMZ applies reasonable technical and organizational safeguards designed to protect user information, account access, transaction records, and platform systems.

However, no digital system can guarantee absolute security in all circumstances.

14. Data Retention

GRAMZ retains information only for as long as reasonably necessary to provide the service, maintain transaction and ownership records, comply with legal obligations, resolve disputes, prevent fraud, and support regulatory or operational requirements.

15. User Rights and Requests

Users may contact GRAMZ to request access, correction, update, or deletion of their personal information, subject to legal, regulatory, security, and operational retention requirements.

16. Marketing Communications

GRAMZ may send users service-related messages, product updates, waitlist updates, promotional offers, or educational investment content where permitted.

Users may opt out of marketing communications where an unsubscribe or opt-out option is available.

17. Children’s Privacy

GRAMZ is not intended for children and is not directed to individuals under the age of 18. The App does not knowingly collect personal information from minors.

18. International Transfers

If technical infrastructure or service providers involve processing outside the user's local jurisdiction, such processing will be limited to what is reasonably necessary for operation, maintenance, security, support, or compliance.

19. Changes to This Privacy Policy

GRAMZ may update this Privacy Policy from time to time. Any changes will be reflected on this page together with the updated revision date.

20. Contact Information

GRAMZ

Website: https://gramz.app

Email: info@gramz.app

Hotline: 999

This page is provided to satisfy privacy disclosure requirements for application distribution and compliance purposes, including Google Play and App Store review, where applicable.